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Can Commerce Handle An Insurance Product?

I would like to use Drupal Commerce to allow our customers to purchase a somewhat canned insurance product.

Below is how I currently envision the process flow but I would love to hear other suggestions.

  1. User enters zip code, gender, date of birth, spouse & child(ren) info, etc.
  2. Product list is shown based on a number of conditions including state and age
  3. User selects product & attributes (deductible/percentage coverage) and price is shown.
  4. User clicks "Apply"
  5. User answers qualifying questionnaire (health questions)
  6. If questionnaire passes validation then go through standard checkout process

Additional requirements:

  • No cart functionality, meaning immediate checkout once "Apply" button is clicked
  • Pricing would be pulled via web service from an outside system
  • One-time and recurring payment options available upon checkout (Authorize.Net)
Asked by: clevster28
on October 23, 2012

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This, strangely enough is better off in our discussions area :P

Answer by: joshmiller
Posted: Jan 11, 2013